I hope you had a great week. I'm painting our dinning room. That may seem a bit random, but it is tied to our visit with John's mom over Easter. She has full blown dementia and we are selling her home and car to help with her insurance payments. Part of that is we divided the contents of the house including pictures. I have new art to hang in the dinning room and no touch up paint - hence the need to paint. It's likely the room hasn't been painted since it was built 22 years ago. It took 3 coats of Sherwin Williams to fully cover. I'm waiting for the walls to dry, then I can start caulking the touching up the woodwork. When John and James get back from my mother's (helping with the insurance AGAIN), we will re hang the pictures. Great news for mom, after 7 months the city is approving the funding for the seawall repairs. Maybe in another 3-4 months someone will actually repair her collapsing wall. The insurance is still fighting over the roof, but John and the contractor (Hunter) are wearing them down. They are currently trying to argue they don't have to meet city code. Fun times.
I have placed an excellent article I ran across at the bottom of this email. It explains the recent changes to mortgage fees enacted by the HUD Secretary. There will be additional costs placed on high credit score borrowers to pay for reduced fees for lower credit borrowers. It's worth a read.
Now, to see what Fun Things are going on around town this week:
2023 Woodbine Crawfish Festival
Weekly Bingo
IllumiNights Summer Spectacle
Cumberland Sound Fine Arts Festival
DSJ Salsa Sundays - Week B1
Sundays @ Avondale Dance Directions, 1080 Edgewood Ave South
(Back side of Murray Hill Plaza, just North of 17)
♬ 1:00pm-2:00pm Level 1-Beginner
♬ 2:15pm-3:15pm Level 2-Intermediate
♬ 3:30pm-4:30pm Level 3-Intermediate
♬ 4:45pm-5:45pm Level 4-Intermediate
Level 5 coming soon!
Our beginner program is a 4 week progressive course. Each subsequent level is an 8 week program split into 2 progressive 4 week sets -Sets A & B- designed to be taken in either order.
We highly recommend starting a new level at either
Week B1: Sun Apr 30 or
Week A1: Sun Jun 18.
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No partner? No problem!
No need to register, no contracts either; simply pay as you go!
First Month Special:
♬ Unlimited Beginner Classes: just $25, or
♬ Unlimited Classes (All Levels): just $35
(Specials Include both Salsa & Bachata classes!)
Returning Students:
♬ Any 1 class: $10 ($7 with valid military/student ID)
♬ Any 4 classes: $35
♬ Any 10 classes: $60
♬ Any 20 classes: $100
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More About Our Classes!
♬ Level 1 - Beginner & Essential Techniques!
Whether you're brand new to salsa, or just want to strengthen your foundation & improve your technique, this is where to start! This fun, progressive 4 week program covers all the basics, important technique, right & left underarm turns, cross body leads, New Yorkers, & more! Everything you need to hit the dance floor!
♬ Level 2 - Intermediate
Think you've mastered the Beginner class? Take your dancing to the next level with traveling turns! This Intensive program covers traveling lefts, traveling rights, line presses & basic wraps, inside outs, enchuflas, hand tosses, & more! Ladies, if you feel yourself stumbling through traveling turns on the dance floor, this program is the perfect fix!
♬ Level 3 - Intermediate
Get ready to elevate your dances with a whole new set of cool moves & snazzy combos! This awesome program includes Hook Turns, Titanics, Box Wraps, Copas, Back Spot Turns, 360s & Coca Colas, Rebounds & More! Leave each class excited to show off your new moves on the dance floor!
♬ Level 4 - Intermediate
Upgrade your arsenal & take the next step to becoming a salsero black belt! This action-packed program features hits & fakes, swivel preps, doubles, dips, behind the back moves, left lane moves, & more! Leave looking like a pro & ready to tackle the advanced class!
♬ Level 5- Advanced Patterns
Looking to spice up your salsa game? We've got endless fancy new moves for you! New Every Week! Keep things fresh with new variations & smooth combinations, complete with some extra sassy styling for the ladies! Don't miss out!
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DanceSalsaJax.com
DanceSalsaJax@gmail.com
(904) 377-3437 (please text or leave voicemail)
See you on the dance floor
Donut Fest Jacksonville
Donut Fest curates our favorite donuts and guests can simply enjoy a Sunday Funday while sampling donuts, enjoying beer, coffee and more with a fun-filled tasty event! We need your help to name your city's Favorite Donut too.
We have a limited number of tickets available with early bird promotion pricing. Ticket prices will increase closer to the event.
Frequently Asked Questions
How many samples will there be?
TBD—typically, we have 8-10 food/drink samples. Pace yourself from the sugar high! Each donut sample will be at least 1/4 of a donut — some are full donuts! We'll have other non-alcoholic beverages to hydrate yourself. Plus, guests 21+ will receive a beer drink ticket.
Are children allowed?
Yes, we have special kids (2 and up) and designated driver tickets. No strollers will be allowed due to the safety of all our guests. Children passes are only available for General Admission.
I own a donut shop, how can I participate?
Email us at hello@eatertainmint.events
Am I guaranteed a seat?
No. Our events are meant to be interactive, so we encourage guests to visit the different stations.
How should I get in line?
Each station will have a line, so grab a bite from one station, then go to the next station line of your choice. Think of going to a fair where you’d visit each stand individually.
What time should I arrive?
Please arrive at the start time. We won’t open doors before that.
What's the refund policy?
All sales are final. Promotions & discounts don't apply to previously purchased tickets. Vendors and event details, including date, time and location subject to change with or without notice.
How can I contact the organizer with further questions?
hello@eatertainmint.events
DISCLAIMER: The attendee assumes all risks by consuming samples and EatertainMint Events, sponsors, and partners are not responsible for any illness. Due to the safety of all our guests at the event, we require all attendees to follow our staff’s instructions. We have the right to ask you to leave if you are not following instructions, harassing or being disrespectful guests or staff, disrupting the event, intoxicated, and refuse to comply with the production of the event without any refund of any kind. Event details, including venue, date, time and vendors subject to change.
Jax River Jams Concert Series Presented by VyStar Credit Union
April 6: American Rock Band Cold War Kids“First,” “Hang Me Up to Dry” and “Love is Mystical”
Local Openers: Genre-bending Indie Rock band Bad Madonna and Multi-instrumentalist artist Visitation
April 13: Grammy Award Winning Reggae and Hip Hop Artist Shaggy"Boombastic," "It Wasn't Me" and "Angel"
Local Openers: Hip Hop collective weareloveculture and Multi-genre funk band Jeremy Ryan
April 20: Grammy Award Nominated Alternative Pop Band GROUPLOVE“Tongue Tied,” “Raspberry” and “Ways to Go”
Local Openers: Mom Rock band Faze Wave and Indie group Liza Attic
April 27: Academy of Country Music and iHeartRadio Award Winning Country Star Chris Lane“Fix”, "I Don't Know About You" and "Big, Big Plans"
Local Openers: Country band Cumberland and Singer/Songwriter Dylan Gerard
Purina Dog Show at Kings Bay Commissary
Burgers & Brews at Brackish Beer Company
Colt Ford at The Sadler Ranch
NAR to FHFA: Keep All Loans Affordable
FHFA is raising some loan-level pricing for homebuyers whose lender plans to sell the loan to Fannie or Freddie. The change mainly impacts stronger-credit buyers.
WASHINGTON – In January, the Federal Housing Finance Agency (FHFA), which regulates Fannie Mae and Freddie Mac (the GSEs), directed them to change their loan level pricing adjustments (LLPAs) – the upfront fees they charge individual borrowers based on their credit score, down payment and other risk factors.
As a result, fees were raised on some stronger-credit borrowers, and lenders must start complying with the adjustments starting May 1. Many started adjusting pricing in March to accommodate the requirements.
The National Association of Realtors® (NAR) says it continues to urge FHFA to rescind this measure, saying it’s unnecessary given their current financial strength and the affordability concerns plaguing homebuyers nationwide.
Also, starting on August 1, FHFA will impose a new fee on borrowers with debt-to-income ratios (DTIs) greater than 40%. NAR opposes this upfront fee as DTI is a poor measure of a borrower’s ability to repay. It’s urging FHFA to reconsider tying any fees to fluctuating factors such as DTI that may make homebuying further out of reach for more Americans.
NAR is working alongside industry partners to urge regulators to rescind the increased fees on borrowers with higher credit scores and remove the DTI-based LLPA before the August implementation date. NAR strongly opposes this fee since DTIs can change during the financing process, making it difficult to underwrite the loans and making it more likely for a borrower to default given the higher DTI that results from the additional fee imposed.
NAR advocates for the use of compensating factors, where a borrower with a risky factor like low credit score must have a larger down payment or lower DTI.
The GSEs have an obligation to support a national market of all groups and they are making strong profits. Thus, the GSEs could simply reduce the fees for lower credit borrowers and maintain the others at the same cost – especially given the sharp decline in affordability over the last year and the GSEs’ function as market utilities with a Congressional charter.
NAR has publicly opposed the changes and continues to share its concerns with the FHFA. It will continue to work with the Hill and industry partners to seek change.
Source: National Association of Realtors.® Ken Fears is the senior policy representative for banks, lending, and housing finance for the National Association of Realtors® (NAR)
© 2023 Florida Realtors®
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