Fun Things Going On - Live Long and Prosper

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Real Estate

 

I hope you had a productive week.  I am still on my Spring cleaning kick, rummaging in neglected drawers and closets.  Sometimes it is just time to throw out of pass along items that are not being used (and not likely to be used).  I am passing some of the children's books to young couples I know with children.  Clothing can go the local shelters.  Some of the 15 or 20 year old electronics are going in the bin.  It is rather energizing.

I have attached an interesting article at the end of this email on current Buyer trends and attitudes in Real Estate.  It has some interesting statistics.  Oh, I almost forgot the biggest news, blueberry picking has started!!!  Vacuna Farms is open for blueberries, blackberries and green beans.   Yes, I have made my first time out.  They post their days and times on their facebook page.  They are open today until 3.

 

Fun Things Going On:

 

20MAY21FAN APPRECIATION WEEKEND AT THE NEUTRAL ZONENeutral Zone Studios,516 W William Ave, Kingsland, GA 31548, USA9:00 am – 3:00 pm (21)

EVENT DETAILS

Calling all Star Trek fans! The Neutral Zone is holding a fan appreciation weekend April 15th-16th. Walk around the studio, take pictures, and have loads of fun- all for free!

 

To reserve your spot, checkout: https://neutralzonestudios.com/fan-appreciation-weekends/

 

16
TODAY AT 5 PM – 8 PM

Kids Night Out

Ops Pizza Kingsland 
Calling all kids! From 5-8pm, we will have cartoons on the TV and Kids' Eat Free with adult entree!
We even have a suggested dress code! Pajamas, blankets and teddy bears🧸 are encouraged!

 

 

16
TODAY AT 9 PM – 1 AM

Tuesday Karaoke Night

Ops Pizza Kingsland  
Join us for Karaoke Night each & every Tuesday! 🎙
Don't forget Late Night Happy Hour at 10pm with half off domestic drafts🍺 and well drinks🍹.

 

19  May
FRIDAY AT 6 PM – 10 PM

IllumiNights Summer Spectacle

Jacksonville Zoo and Gardens  
Jacksonville Zoo and Gardens
 
Tickets
www.jacksonvillezoo.org/illuminights
 
 
Public Anyone on or off Facebook
Beginning April 14, when the days become long and hot, cool Friday nights at the Zoo are now home to an incredible scattering of illuminations. An amazing dimension of color, IllumiNights Summer Spectacle promises to transcend from sleepy wildlife to a fantasy landscape of nature drenched with rich lighting. Enriching hearts and minds around fauna and flora through the use of illumination, this striking spectacle cycles through creative imagery, moving light and interactive entertainment.

 

 

19
MAY 19 AT 7 PM – MAY 20 AT 10 PM EDT

Rodeo in Hilliard, FL

Circle L Arena  
 
Duration: 2 days
 
Public Anyone on or off Facebook
🔥 ℝ 𝕆 𝔻 𝔼 𝕆 🔥
𝐇𝐈𝐋𝐋𝐈𝐀𝐑𝐃, 𝐅𝐋𝐎𝐑𝐈𝐃𝐀
𝓜𝓪𝔂 19𝓽𝓱 & 20𝓽𝓱 @ 7𝐏𝐌
FRIDAY & SATURDAY NIGHTS
Circle L Arena
𝐆𝐀𝐓𝐄𝐒 𝐎𝐏𝐄𝐍 @ 5𝐏𝐌
𝘊𝘖𝘕𝘊𝘌𝘚𝘚𝘐𝘖𝘕
Vendors
Covered arena
Malekai the entertainer
Kids calf scramble
𝘍𝘜𝘕 𝘍𝘖𝘙 𝘛𝘏𝘌 𝘞𝘏𝘖𝘓𝘌 𝘍𝘈𝘔𝘐𝘓𝘠
Mutton busting
Senior bull riding
Junior bull riding
Calf riding
Steer riding
Bronc riding
Chute dogging
Team roping
Tie down roping
Breakaway roping
Senior barrel racing
Junior barrel racing
Pewee barrel racing
Ages 5 & under FREE
Ages 6-12 $5
Ages 13 & up $10
CASH ONLY
Contestants text entries 📲 to phone number (904) 496-4403 May 15th Monday
Circle L Arena
458244 N. Old Dixie Highway
Hilliard, Florida 32046
𝓢𝓹𝓸𝓷𝓼𝓸𝓻𝓮𝓭 𝓫𝔂:
•𝓕𝓲𝓻𝓼𝓽 𝓒𝓸𝓪𝓼𝓽 𝓐𝓼𝓹𝓱𝓪𝓵𝓽 𝓢𝓸𝓵𝓾𝓽𝓲𝓸𝓷𝓼
•𝓕𝓲𝓻𝓼𝓽 𝓒𝓸𝓪𝓼𝓽 𝓔𝓶𝓫𝓻𝓸𝓲𝓭𝓮𝓻𝔂
•𝓓𝓪𝓷 𝓥𝓪𝓭𝓮𝓷 𝓒𝓱𝓮𝓿𝓮𝓻𝓵𝓮𝓽 𝓑𝓻𝓾𝓷𝓼𝔀𝓲𝓬𝓴
•𝓑𝓵𝓮𝓼𝓼𝓮𝓭 & 𝓑𝓻𝓪𝓷𝓭𝓮𝓭 𝓑𝓸𝓾𝓽𝓲𝓺𝓾𝓮
•𝓕𝓸𝓾𝓻𝓪𝓴𝓮𝓻 𝓜𝓮𝓬𝓱𝓪𝓷𝓲𝓬𝓪𝓵 𝓗𝓮𝓪𝓽𝓲𝓷𝓰 & 𝓐𝓬
𝐁𝐫𝐨𝐮𝐠𝐡𝐭 𝐭𝐨 𝐲𝐨𝐮 𝐛𝐲 𝐭𝐡𝐞
𝐖𝐨𝐫𝐥𝐝 𝐖𝐢𝐝𝐞 𝐑𝐨𝐝𝐞𝐨 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧
Can’t wait to see everyone,
𝓕𝓵𝔂𝓲𝓷𝓰 𝓖 𝓡𝓸𝓭𝓮𝓸 𝓒𝓸.

 

 

MAY 20 AT 9 AM – MAY 21 AT 4:30 PM

May 2023 Fan Appreciation Weekend with Vic Mignogna and Vanessa Branch!

Neutral Zone Studios  
 
Tickets
neutralzonestudios.com/fan-appreciation-weekends
 
 
Public Anyone on or off Facebook
Meet STC's Vic Mignogna and actress Vanessa Branch on our starship this May!
Fan Appreciation Weekend May 20-21, 2023!
Join us at The Neutral Zone as Vic walks you through our starship giving you insights on the construction of the studio and his award-winning web series.
Vanessa Branch is an actress best known for her appearances as Giselle in the Pirates of the Caribbean movies opposite Johnny Depp, played adult Naomi Wildman in the Voyager episode "Shattered," and is perhaps best known as the Orbit Gum girl!
Vic and Vanessa will be on set for discussions, autographs and photo ops! Join us for a day of fun in the sun!
Follow us here on our website for details, updates and reservation schedules at www.neutralzonestudios.com.
As always, there will be no admission fee, but donations are appreciated.
Reserve your place now! You'll be glad you did!
https://neutralzonestudios.com/fan-appreciation-weekends/
Meet old friends or make new ones!
Looking for hotel accommodations? Follow this link for a substantial Neutral Zone discount:
Live long and prosper.

 

 

May 18
THURSDAY AT 7 PM – 9 PM

Trivia Night

Ops Pizza Kingsland  
Grab your #TriviaTribe and come hang out, enjoy dinner and play some trivia each and every Thursday!
Stick around afterwards for Thursday Karaoke Night starting at 9pm!

 

17
TOMORROW AT 10 AM – 5 PMWalk In Wednesday
The Makery on Lee  
 
Duration: 7 hr
 
Public Anyone on or off Facebook
Looking for something fun to do on hump day? Just stop on in and check out our weekly WIW $20 diy project.
Yup, that’s it only $20. It includes everything needed to complete your project. 4 paint colors, sponges, paint brush, and glue. No registration required. Just stop in to paint in store or grab and go to complete at your convenience.

 May 17

TOMORROW AT 9 AM

Book Babies

Camden County Public Library  Infant to 18 months will have a special story time just for them. We'll sing fun songs and rhymes, play with fun sensory toys, and hear a story. Hope to see you there!

 

 May 18

THURSDAY AT 5:30 PM – 8:30 PM

Spring Axe & Knife Throwing League

Unleashed Camden 
 
Tickets
www.unleashedcamden.com/events/spring-axe-knife-throwing-league-2023-04-06-18-00
 
 
Public Anyone on or off Facebook
Looking for an excuse to go out on Thursday night with your friends for cold beverages, delicious grub from Camden's local food trucks and a good reason to throw axes & knives around?!? Quit making AXEcuses and join our Axe Throwing and Knife Throwing League starting April 7th!
Register at https://www.unleashedcamden.com/unleashedevents or e-mail axeleague@unleashedcamden.com for payment plans or multi-family discounts!

 

SATURDAY, JUNE 3, 2023 AT 9 AM – 4 PM

St. Mary’s Hello Summer Festival & Parade

Historic Downtown St Marys, Georgia

 

 
Duration: 7 hr
 
Public Anyone on or off Facebook
Parade starts at 9 am-
We are listing a full festival itinerary later today!
woman showing buyers a house
Hero Images / Getty Images

It’s a Tough Market for Buyers – Many Don’t Care

Survey: Most would-be buyers (55%) know it’s a really tough market right now, but a majority (54%) still plan to maintain current goals or speed up the buying process.

CHARLOTTE, N.C. – Many hopeful homebuyers – especially those in their 40s and younger – are forging ahead with plans to buy homes despite believing the market favors sellers, according to Bank of America’s 2023 Homebuyer Insights Report.

More than half of prospective homebuyers surveyed (55%) believe the market is more competitive than last year – but just as many (54%) plan to either speed up their home purchases or buy when they originally planned.

The percentage is even greater for younger generations: 62% of Gen Z and 55% of millennials.

However, not all want-to-be buyers plan to stay in the market, at least not now. Two in five (39%) believe it’s a seller’s market, while 18% say it’s a buyer’s market and 31% say it’s neither.

Current challenges cited by buyers

  • High prices and interest rates (51%)
  • A lack of cash reserves for down payments (37%)
  • A low credit score (37%)

Still, nearly 40% of those prospective homebuyers said they feel more confident in their ability to buy a home today versus last year, compared to 26% who are less confident and 28% who feel about the same.

“The market is less frenzied as rates have moderated, and that may be impacting perception,” says Matt Vernon, head of retail lending at Bank of America. “And low inventory is still creating a highly competitive environment. Homebuyers are doing the right thing by taking time to understand the market, weigh their priorities and determine what fits into their budgets.”

The motivation for many buyers? Financial security. Homeownership has historically helped families build long term-wealth.

A majority (56%) of Gen Z and the same percentage of millennial homebuyers plan to purchase in the next two years – nearly on par with Gen X (58%).

Nearly half (47%) of all prospective buyers say they’d buy a home in the current housing market because they’re tired of renting and of rent increases; 28% want to start building equity.

Inactive homebuyers still curious

Even hopeful buyers waiting for the housing market to cool are forging ahead in their own way, according to the study: More than two-thirds (67%) still actively look at homes for sale, either scrolling through a real estate app (52%) and/or visiting open houses (31%).

Those scanning for homes find it to be an enjoyable pastime (41%), a way to dream about their future home (37%) and a window into how others have decorated their spaces (32%).

Beyond simply looking for inspiration, two-thirds (65%) of those who scroll through listings are interested in what their current budget would get them if they were to buy today.

© 2023 Florida Realtors®

May 2023
REAL ESTATE NEWS
Brought to you by Cathy Holman
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Five Ways to Build Home Equity
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Whether you currently own a home or are thinking of purchasing one, you may be looking for ways to build equity. Home equity is the overall difference between the amount you owe on your mortgage loan and your home's market value. Home equity can be used to take out a loan, invest, build long term wealth or sell your home for more than you owe and keep the profit.

The equity you have access to will increase as you make payments that pay off your mortgage balance. It can also grow when your home's value increases. The following details five of the quickest ways to build home equity.

building home equity

1. Make a Larger Down Payment
The simplest and quickest way to build equity in a home is to make a large down payment when you first buy the property. The down payment you make is immediate equity. Let's say that you're buying a home for $200,000. With a $10,000 down payment, you'll owe $190,000 on the mortgage and have $10,000 in equity.

If you can afford it, you could instead choose to make a down payment of $40,000, which means that you would owe $160,000 on the mortgage and have $40,000 in equity when you first move in. Keep in mind that a 20% down payment will also remove the private mortgage insurance requirements for conventional loans, which is an added benefit.

2. Make Mortgage Payments More Often
Only a percentage of the mortgage payment you make each month is put towards the principal of your house. The remainder of the payment goes towards interest and taxes. When you make additional payments or provide a payment that's higher than the minimum amount, you are putting more money toward the principal and increasing your equity.

3. Consider a 15-year Mortgage
If you take out a 15-year mortgage as opposed to a 30-year one, your monthly mortgage payments will be significantly larger. When you take this approach, you’ll be paying off more of the principal each month, which will help you build equity quicker. You'll also pay less interest over the course of the loan.

If you've already purchased your home, you could decide to refinance the mortgage loan, which would allow you to switch from a 30-year loan to a 15-year option and build equity faster. Make sure that you can afford the higher monthly payments before choosing this solution, and make sure you take current interest rates into account as well.

4. Invest in Home Improvement and Remodeling Projects
You can also build equity in your home by investing in home improvement and remodeling projects that will increase the home's value. The most popular renovations include kitchen and bathroom remodels. Make sure that you select projects that will get you the best return-on-investment (ROI). Reach out if you want to discuss projects with the highest ROI in our area.

5. Use Gifts and Windfalls
Consider building equity by using any gifts or windfalls you receive to pay down the balance of the loan. Do you receive birthday or holiday gift cards? If so, these can be converted to cash and added to your mortgage payment. The same is true of any inheritance you receive.

Building home equity gives you financial security and allows you to prepare for your future. By making a large down payment, paying more money each month, and improving the quality of your home, you can build equity relatively quickly.
Tips for a Successful Yard Sale
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Yard sales are a great way to convert items that you hardly ever use into cash that can be saved, donated, or put towards a large purchase. However, a successful yard sale takes a considerable amount of preparation and planning. Here are some tips on how to hold a great yard sale.

everything must go Set a Goal
First, it's a good idea to think about why you want to hold a yard sale. Are you hoping to generate income or use the sale to get rid of items you're no longer using? Having a goal in mind can help you decide what to sell, how to price your items, and how flexible you want to be with hagglers.

Choose the Right Date
The best days to host a yard sale are usually Friday and Saturday. Consider the first Friday or Saturday of the month, after most people receive their paychecks and have more money to spend. Try to pick a date and time when you expect the weather to be mild and dry. You can’t predict or control the weather, but you can do a little internet research to see which weekends have had the best weather historically.

Price Out Items as You Gather Them
To avoid rushing, don't price everything on the day before the sale. As you are collecting items to sell, you can create a comprehensive price list or go ahead and label each item with a price sticker. When pricing each item, think like your customers. They want every item to be at a steep discount.

Properly Advertise Your Yard Sale
Hang flyers and post online ads about the sale a couple weeks before it begins. You should also inform the people you know on social media a few days before the sale. Highlight any sought-after items that will be available in your sale, which can include furniture, specialty tools, collectibles, and toys. Make sure that you include the date and time of the sale as well as your full address.

Complete Preparations Early
In the week preceding the sale, gather as many tables as possible. If your friends or family can lend you a table, call them to ask well ahead of time. You should also have a cash box on hand with a wide variety of bills. Some additional items you may need include:
  • Batteries
  • Extension cords
  • Light bulbs
  • Calculator
  • Chairs
  • Cooler with drinks
  • Hand sanitizer
  • Pens
  • Receipt book
  • Sold tags
  • Paper or plastic bags
Make Sure All Items are in Good Condition
Every item you're selling should be in good, usable condition. Make sure that you include working batteries in electronic devices and pump air into any basketballs or soccer balls. Have someone on hand during the day to rearrange items and fold clothing so everything looks tidy and well cared for.

As long as you choose the right date, properly advertise the sale, and prepare for the event, you should avoid most of the problems that can occur when hosting a yard sale.
QUESTIONS? VISIT HolmanSellHomes.com