Baby it's cold outside! Thank goodness we live in Georgia and winter like this is only for a few short days. We did put the foam covers on our outside spigots just to be safe. Not worth a frozen pipe. If you have paper that needs shredding, there is a free shredding event at ERA at 1612 Boone St today from 12-2. I have 7 bags I'm taking over. The Earthkeepers have a shredding event coming up, but not until February. NFCU usually has one, but I haven't seen any information as to a date yet this year. It's always good to shred old tax returns and other personal information.
There is an article from Redfin at the bottom of the email regarding trending in Home selling. It is cautiously encouraging for both sellers and buyers. Worth a read.
Here are some other FUN THINGS GOING ON:
After learning about scaley friends, let your imagination run wild as you create your own slithery friend
Space is limited. Please call or visit the main office to register
The fee is $2 per snake
Our after school STEAM programs are open to all who like to learn with hands-on activities. Every month we have a different theme we work with.
~This month, stop by and check out the awesome new toys and gadgets we have for our STEAM programs!
All ages welcome~
Want to learn archery? Join us on the range to learn how to use a bow. Get the chance to show off your skills, and maybe find your next hobby.
Space is limited. Please call or visit the main office to register
Ages 8 and above only
The fee is $15 per person
209 Centre Street Fernandina Beach, FL 32034
Tickets
events.humanitix.com/winter-sip-and-shop-2024
Main Street's 2024 Winter Sip & Shop will feature an insulated wine cup, map of shop locations, and a wristband which gives you access to special promotions and drinks to sip while you shop!
Registration begins at 4PM in the Pocket Park (209 Centre St) next to Amelia Island Coffee. Sips will be poured until 7PM.
This event will be held rain or shine. Online registration ends at midnight on January 18th. Tickets purchased before this time will be $20 per person. A limited number of tickets will be available for purchase the day of the event at $25 per person.
Support our unique, small businesses by sipping and shopping local in 2024! Thank you.
Lions Park, Kingsland GA
Last call for any 8u girls that have a strong desire to play and/or learn softball out on the Kingsland Lion Park Fields this Saturday the 20th!
This is a start up team, with a low financial and time commitment.
We are looking for girls who want to play more then just rec ball. No experience necessary, just a desire to learn and play!
Softball 8U Coach Pitch Tryouts January 20th at Kingsland Lions Park in Kingsland, GA at 1:00pm. Just a few short miles North of Jacksonville, FL.
Please Register at https://form.jotform.com/233617114648154.
Arrive 15-30 mins early to make sure we have your registration and receive your number.
Bring a glove, bat, and helmet. I suggest a water bottle as well.
Any questions, please contact Coach Fish 912-464-7505
Captain Seagles Saloon
Hey guys DM and the Boyz will be back on Seagle’s stage,Friday 1/19 from 7-10pm. With our new bass player settling in with us we got some new music to play along with our older music! Come out and hang with us. As always there will be good food and fellowship! Look forward to seeing everyone!
Unleashed Axe Throwing Bar & Lounge
Tickets
events.humanitix.com/kingsland-ga-micro-wresting-all-stars-little-mania-rips-through-the-ring
Get ready for the biggest little wrestling event of the year! The Micro-Wrestling * All Stars are coming to Kingsland! These pint-sized powerhouses pack a punch!
Watch as these mighty midgets, tiny titans, and wee warriors take to the ring and battle it out for the championship title!
This is an itsy-bitsy, teeny-weeny, once-in-a-lifetime opportunity to see some of the world's most talented wrestlers in action.
Whether you're a fan of high-flying moves or low-brow humor, this event has something for everyone. It's a little person wresting extravaganza that will leave you feeling larger than life!
So, what are you waiting for? Get your tickets now: The window of opportunity is shrinking, as these events sell out every time!
RINGSIDE VIP & General Seating Available!
Join us Sunday, January 21st from 9am to 1pm for our monthly Farmer's Market!
Mocama Market is a farmer and art market we host in the Biergarten (or inside our taproom - weather permitting), one Sunday per month. We will have local vendors who sell local produce, flower bouquets, jams, unique art, candles, soaps...you name it.
Bring your tote bag, grab a coffee, and let's go shopping together. See you there!
We will have the yummy Bearded Chef Brunch Food Truck outside serving up all the goods during the Mocama Market!
Tickets
neutralzonestudios.com/fan-appreciation-weekends
Neutral Zone Studios is pulling out all the stops for 2024! Join us January 20-21!
On both Saturday and Sunday, in addition to studio walk-throughs, our carnival atmosphere will begin with an all-day outdoor concert with food trucks at the studio starting at 11:00am. The musical entertainment and outdoor concert stage will be provided by East Coast entertainment mogul Alan Ross Productions and visitors will be given the opportunity to sing on stage during the Karaoke segments!
In addition, Alan Ross turns 60 on January 21st and we’re giving him a birthday party on the Bridge!
Then, both nights, join our Karaoke party on the Bridge where you can hang out and party! Hours are Saturday from 6:30pm – 9:00pm and Sunday from 5:00pm – 7:30pm!
Ray Tesi, owner of Neutral Zone Studios, and his crew are volunteering the extra time and effort to make this weekend the best ever! Sit in the Captain's chair, walk the corridors, stand in the transporter -- let your imagination run wild!
Vic Mignogna, Executive Producer and star of “Star Trek Continues,” is also an accomplished voice actor and singer. Vic’s passion for TOS is unparalleled and wants to pass that enthusiasm along to all set visitors: the feeling of stepping aboard the most iconic spaceship of all time!
Chris Doohan, STC's Chief Engineer Scott and son of TOS's James Doohan, returns to The Neutral Zone! Meet and greet Chris as he joins in the festivities!
Please note that The Neutral Zone is not your typical film studio. It is a not-for-profit organization operating on a shoestring budget. IT MAKES NO PROFIT. All it wants is to share the experience, not profit from it. It is a labor of love where visitors can immerse themselves in a world they’ve always loved and dreamed of!
EVERYTHING being provided for this Fan/Birthday Weekend is FREE to all who visit. This event is an opportunity to raise funds and awareness for the studio. We encourage all participants to contribute towards keeping our lights on.
And take plenty of pictures to save your memories and share them on social media to help spread the word.
Help us share this incredible universe with everyone!
RESERVE YOUR SPOT TODAY: https://neutralzonestudios.com/fan-appreciation-weekends/
Looking for hotel accommodations? Follow this link for a substantial Neutral Zone discount:
Best Western Plus
https://www.bestwestern.com/.../hotel-rooms.11211.html...
(855) 516-1090
Live long and prosper...
#neutralzonestudios
JANUARY 16, 2024
Redfin: Lock-In Effect Loosening
By Amy Connolly
Homeowners are increasingly coming to terms with higher interest rates and aren't waiting to sell, Redfin found.
NEW YORK – A growing number of homeowners with low interest rate mortgages aren’t waiting to move until rates have dropped. Rather, they’re increasingly opting to move into new homes and take on higher interest rate mortgages, according to Redfin.
The share of homeowners with a rate below 6% has fallen to 88.5% from its record high of nearly 93% in mid-2022. That means the lock-in effect – the reluctance to lose a low-interest mortgage rate for a higher interest one – still has a strong hold on homeowners, but not as much as before.
Some homeowners are also selling because they saw their home values soar during the pandemic, so they have enough equity to sell and take on a higher rate, particularly if they’re downsizing or moving to a more affordable area.
Another reason for the dip: Anyone who purchased a home in the last year — both repeat buyers and first-time buyers — entered the market at a time when the average mortgage rate was above 6%, Redfin found from its analysis of 2023 third-quarter data from the Federal Housing Finance Agency’s National Mortgage Database. The current rate is 6.6%.
“The share of homeowners with rates below 6% likely fell further in the fourth quarter because a dip in mortgage rates drove more people to buy and sell homes, even as rates remained above 6%,” Redfin researchers said in the report.
The reasons homeowners are selling today varies – major life events like a divorce or death gives them no other choice, while others are putting their homes on the market because they want to live in a different house or city.
“Nearly all homeowners with a mortgage have a rate below the one they would get if they bought a home today, but the difference in monthly payments varies depending on each individual situation. A mortgage holder in the 3% to 4% range is more likely to feel handcuffed to their home than someone in the 5% to 6% range, for instance,” Redfin researchers said.
One real estate agent told Redfin that sellers understand rates aren’t dropping back down to 3% anytime soon.
“But a lot of sellers are worried about finding their next house because even though listings are rising, there’s still a housing shortage,” the agent said. “That’s part of the reason so many sellers remain on the sidelines.”
Here’s the full breakdown of where today’s homeowners fall on the mortgage-rate spectrum:
Below 6%: 88.5% of mortgaged U.S. homeowners have a rate below 6%, down from a record 92.8% in the second quarter of 2022.
Below 5%: 78.7% have a rate below 5%, down from a record 85.6% in the first quarter of 2022.
Below 4%: 59.4% have a rate below 4%, down from a record 65.3% in the first quarter of 2022.
Below 3%: 22.6% have a rate below 3%, down from a record 24.6% in the first quarter of 2022.
© 2024 Florida Realtors®
There's more to selling a home than putting your listing on the MLS.
As an experienced real estate professional, I can help you get your home sold with an accurate market value estimate and a comprehensive marketing plan for your home.
I can also help you prepare your property for sale so it's maximally appealing to buyers who are currently looking in your neighborhood.
Give me a call today and I can help you review my marketing strategies. I'd also be happy to review ideas you might have about ways to update your property before it's listed. Some fixes pay off, and some don't - so don't hesitate to contact me before you waste time or money unnecessarily.
Cathy Holman
Berkshire Hathaway HomeServices
Hodnett Cooper Real Estate
717-801-5900 Direct
912-673-7373 Office
cathy15@comcast.net
cathy@holmansellhomes.com
HolmanSellHomes.com
If you have a brokerage relationship with another agency, this is not intended as a solicitation. All information deemed reliable but not guaranteed. ©2022 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.